Less time on admin. More time on the work you actually do.

Snap the receipt. It's sorted.

Sum-IT turns a photo of a receipt into a clean, tax-ready record in seconds. Scan receipts, send invoices, track what each job earns, and always know what you owe the tax office — built for freelancers and small businesses in the Netherlands and Germany, no bookkeeping knowledge required.

GDPR compliant · EU data only NL BTW + DE DATEV ready Tax reserve, always up to date
app.sum-it.eu/dashboard
Incoming this month
€24,900▲ 18%
Albert Heijn — €38.42
VAT 9% · auto-detected · 23 May
Scanned

The gap

Small businesses are stuck with software built for accountants.

"I just want to scan my receipts, send an invoice, and know what I owe the tax office — without learning bookkeeping."

— every freelancer, every quarter

Receipt chaos

Receipts still live in shoeboxes, glove compartments, and email inboxes.

Manual VAT entry

Typing in dates and VAT amounts by hand is slow and easy to get wrong.

No idea what each job earns

Project profitability is invisible until the work is already done.

Tax reserve uncertainty

The big question — "how much will I owe?" — goes unanswered until the deadline.

Tools built for the wrong person

Pro accounting tools assume you speak accounting. Most small operators don't, and don't want to.

Handoff headaches

Getting clean data to a bookkeeper or Steuerberater still means emailing PDFs back and forth.

The product

Everything a small business needs to stay on top of the money.

Built for the person doing the work, not for accountants. Four modules, one app — receipt in, tax-ready out.

OCR Upload — the heart of Sum-IT

  • Photograph a receipt or upload a PDF — JPG, PDF, HEIC
  • Reads vendor, date, net, VAT, totals & invoice number automatically
  • Detects NL, EN and DE documents on the fly
  • Suggests the right tax code — you confirm before anything is saved

Finances

  • Expenses, invoices and tax reserve in one place
  • Invoices pre-filled with your details and logo; status tracked
  • Overdue reminders sent automatically
  • BTW (NL) and USt (DE) handled correctly, incl. German §14 rules

Dashboard & KPIs

  • Three clear cards — money in, money out, tax reserve
  • Income-vs-expense chart and the week ahead
  • Drag-and-drop widgets on desktop; a clean donut on mobile

Projects

  • A profit & loss view per job — invoices in, costs out
  • Link receipts and invoices to a project in one tap
  • See which engagements actually make money, in real time

Local community · Phase 2

A network of local businesses — coming to Sum-IT.

Your work depends on the people around you: subcontractors, suppliers, partners. We're building a simple way to find and connect with trusted local businesses right inside Sum-IT, so your next collaborator is a search away — not a stack of business cards. This is on the way as part of Phase 2.

Find trusted local businesses
Search subcontractors, suppliers and partners near you, right inside Sum-IT.
Your next collaborator, a search away
No more stacks of business cards — discover a business and reach out in a tap.
Core first, community next
We ship the financial tools first, then open up the community. No dates promised.
Part of the Phase 2 roadmap →
Construction
Electrician
Plumbing
Solar
Carpentry
Amsterdam Craft Network
Construction · ★ 4.8
Connect

Experience

Built to be as easy as possible.

Web · the heavy work

Reviewing OCR, reconciling the quarter, project P&L, and bookkeeper exports.

Mobile · the moment it happens
SCAN RECEIPT
SEND INVOICE

Scan, quote, send, check your tax reserve. In seconds, from your pocket. PWA today; native iOS & Android in Phase 2.

Trust & security

Sum-IT handles your financial life, so it's built to be safe with it.

Your data stays in the EU

All data is stored and processed exclusively in AWS EU regions — a hard GDPR requirement, never an afterthought.

GDPR by design

Full compliance across collection, storage and processing. You can request deletion of your personal data at any time.

Audit-safe records

Records can't be silently changed; every correction is timestamped against the original, and source documents are kept — meeting NL retention rules and German GoBD.

Encrypted end to end

Data is encrypted in transit (HTTPS/TLS) and at rest, with access controls enforced at every layer.

Why Sum-IT wins

We close the gap the market left open for small operators.

CapabilityTools built for accountantsSum-IT
Receipt captureAdd-on or separate appBuilt in — the core of the app
Tax (BTW/USt) reserveManual calculationTracked and forecast for you
Bookkeeper handoffManual reconciliationClean CSV and DATEV export
Pricing€25–60 / month, tieredOne plan, €11 / month, no tiers

Incumbents built for accountants; we build for the person who doesn't want to learn accounting.

Pricing

One plan. Everything included. €11 a month.

No tiers, no upsells, no "that feature costs extra." Everyone gets the same Sum-IT — every module, every update — for one fair price.

  • Unlimited receipt scanning (OCR)
  • Invoicing with NL + DE legal compliance
  • Automatic BTW / USt tax reserve & forecast
  • CSV and DATEV-compatible bookkeeper export
  • Project profit & loss tracking
  • Dashboard, KPIs & in-app reminders
  • EU data residency & GDPR included
  • All future updates included
Get started →

Why one price? Because you shouldn't have to figure out which "tier" you are. Everyone gets the whole product. That's the point.

The people

A founding team built around product, market, and community.

Product & Operations
Abhishek

Long-time entrepreneur with funded ventures across technology, pharma, and healthcare. Leads product development, technical direction, and engineering execution for Sum-IT.

Market & Customers
Ian · Netherlands

Small-business owner with deep roots in the Dutch independent-business community. Brings first-hand understanding of how freelancers and small operators actually work, and leads market entry, customer acquisition, and local network building.

Finance & DACH
Sebastian · Germany

CFO at a European group with deep fluency in EU finance, accounting, and the realities of the German tax-advisor (Steuerberater) workflow. Anchors Sum-IT's DACH expansion and the DATEV-ready approach.

24M+
SMEs in Europe
The largest employer class on the continent.
~93%
Are micro-enterprises
Fewer than 10 employees — our core customer.
Most
Still on paper
The shift to simple cloud tools is just beginning.

Let's build the financial tool Europe's small businesses actually deserve.

Starting in the Netherlands and Germany, growing from there — receipt capture, invoicing, tax clarity, and a community to come.